Okay, so, following the advice of the Social Worker I met with last week, I called my lender. The SW said she had another client in my position, he called his lender and they worked things out, that’s all it took. I called, was then transferred to the Collections Department to speak with someone about a Disability program or services if they have any.
Since I’m still current on my payments and have not yet gone into foreclosure they can’t help me! People! This is what I am trying to keep myself from. I want to keep my house and excellent credit but run into this same issue over and over again as though I am living in Bill Murray’s “Groundhog Day.”
The Collections lady tells me to call HUD, and gave me the 800 number. I was relieved, since the local HUD agency certainly didn’t help me at all other than give me a depressing look at bankruptcy I didn’t expect.
I called the 800 number and the automated service referred me back to the same agency (HUD) where I attended the Bankruptcy class and who had absolutely no resources, or any idea of resources.
Holy cow, where to all the Disabled people in my shoes go? I am not the first person to experience this!
Calgon, take me away!!!